The Ins and Outs of Capital Gains

Not all income is created equal, and how you treat capital gains can make a pretty significant difference to your yearly tax bill. Read on to understand capital gains and how they affect your bottom line. Then enlist the help of your CPA for tax planning strategies that let you keep more of what you […]

Roth Conversion – A Tax-Smart Retirement Strategy

If you’re approaching retirement, conventional wisdom recommends allowing your 401(k) savings to grow as long as possible to enjoy the benefits of compound growth at a tax-free rate. While that’s still sound advice in some scenarios, the tax implications if you have significant retirement plan assets may have you rethinking your strategy. The Impact of […]

Determining Retirement Plan Investment Allocation

Deciding how to invest your retirement plan balance can be difficult. Most retirement plans provide many investment options and choosing the best option for you can be challenging. There are three main areas to help you determine the best investments for your retirement account: goals (retirement income needs, time, and balance), risk tolerance (comfortability with […]

How to Handle the Death of a Loved One

Expected or not, managing issues that must be addressed following the death of a family member or friend can be extremely difficult. There’s a surprisingly long list of things that need to be addressed and estate planning to manage — all while you’re grieving the loss of a loved one. Some can be handled after […]

Teach Children About Money Now, Or Be Ready to Help

Teach Children About Money Now, Or Be Ready to Help Later Monetary transactions look much different today than they did 10, even 5, years ago. Today, consumers can pay for goods and services with a swipe of a card or through an app on a phone. Yes, there are still a few cases that a […]