Financial Planning Guide for Women

If You Have Not Already, It Is Time to Take Control of Your Finances The basics of financial planning for women are not much different than for men – spend less, save, and invest more, and work from a plan. And yet, studies show many women feel overwhelmed with financial planning information and decisions. They […]

Just What is an Investment Adviser Anyway?

Just What Is An Investment Adviser? Before hiring an investment adviser, it’s important to understand what kind of services they provide, how much it costs and what their responsibility is to you, the client. Read on for a breakdown of some of the key characteristics. What Kind of Services Can an Investment Adviser Offer? An […]

Traditional IRA or Roth IRA

Understanding the Difference Between Traditional and Roth IRAs The most significant difference between Traditional IRAs and Roth IRAs is that when you contribute to a Traditional IRA, you contribute pre-tax dollars and when you contribute to a Roth IRA, you’ll make your contributions in after-tax dollars. Inversely, when you pull money from your Traditional IRA, […]

Does your retirement plan align with your retirement goals?

Does your retirement plan align with your retirement goals? Retirement is one of the biggest milestones in one’s life, yet so many don’t pay much attention to retirement accounts. It is not unusual to hear individuals say they toss aside their 401(k) statements because they feel like they can’t do anything about it. That couldn’t […]

Flying Without a Net

If you’re like many Americans, 2020 has taken a bite out of your savings, but even if you were lucky enough to avoid financial hardship, last year should have made clear the importance of having an emergency fund for you and your loved ones. What Is an Emergency Fund? An emergency fund is money you […]